Category

Finance

Calculators for growth, savings, and loan repayment tasks with clear formulas and stated assumptions.

Simple Interestprincipal × rate × timeCompound Interestgrowth with contributionsAPR to APYnominal ⇄ effective rateFuture Valuewhat a deposit becomesPresent Valuewhat a future sum is worth nowCAGRannualized growth rateROIreturn on an investmentNPVcash flows, discountedIRRthe rate that zeroes NPVInflationpurchasing power over timeSavings Goalcontribution to hit a targetRetirementnest egg vs. income neededWithdrawalhow long a balance lastsLoan Paymentpayment + amortization scheduleMortgagepayment, taxes, insurance, PMIRefinancebreak-even on closing costsDebt Payoffmonths and interest to clearBreak-evenunits and revenue to cover cost